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Mark D. Shapiro - Judgment Referral Expert - good for all judgment owners, Judgment Enforcers and contingency collection lawyers: - where Judgments go to get Purchased or Enforced!
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What About Difficult Judgments
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Submitted : 2011-06-01 00:00:00Word Count : 620Popularity: Not RatedTags: judgment enforcement, difficult judgments, tough judgments, judgment collection, judgment recovery
I am not an attorney, I am a judgment matchmaking specialist (Judgment Broker). Many judgment enforcement courses [url=http://www.mquin.com/giuseppezanotti.php]giuseppe zanotti pas cher[/url] and seasoned judgment enforcers advise people to screen judgments carefully, and never take assignment of any judgment unless there are obvious assets showing. (For example - employment, bank accounts, businesses, or properties.)
The problem with such good advice, is that more than 95% of judgment debtors are not doing very well, and do not have obvious assets showing. Most judgments are tough, yet every debtor has to eat, and most have (or can get) some type of income or assets that may be used to at least partially satisfy the judgment. The average judgment is tough [url=http://www.davidhabchy.com]barbour outlet[/url] until one digs down and find the income or asset.
Judgment Brokers, judgment listing services, and suppliers of judgment leads, are occasionally held to an impossible standard, and some people assert they list mostly tough judgments. Most listings of judgment leads range from easy to tough. Some judgment leads are free unless they pan out, which makes sense when judgments are not perfect.
The problem with all judgment lists are that the easy judgments are taken very quickly, leaving an incorrect assumption that they have only difficult judgments. Because most judgments are difficult, most judgment lists include difficult judgments. A quality judgment broker tries to separate crummy judgments, but judgment classification is more art than science.
Ten years ago, most judgment enforcers did quite well rejecting all but the easiest of judgments. Now, any judgment enforcer that only recovers easy judgments, will experience long dry spells between locating more "great" judgments.
Now, judgment recovery specialists need to start looking at marginal judgments to recover, while waiting for an easy judgment. While the debtor's situation is very important, the location of the judgment debtor is also important. Gone are the days [url=http://www.rtnagel.com/airjordan.php]nike air jordan pas cher[/url] where one could easily enforce a judgment by remote control, using only the post office.
Judgments found on "difficult" lists are not impossible, but they are [url=http://www.1855sacramento.com/peuterey.php]peuterey outlet[/url] not easy. Many judgments on difficult lists, [url=http://www.ilyav.com/uggpascher.php]ugg pas cher[/url] get recovered or partially recovered. Judgments may go on difficult lists when the debtor's full situation is unknown, or when too many judgment enforcers will not even look at the judgment situation, or when a previous enforcer tried to enforce it by remote control.
If you are close to the judgment debtor, you should be open to considering difficult judgments. As long as you do not waste time and money on poor judgment [url=http://www.mansmanifesto.fr]doudoune moncler homme[/url] debtors, there is nothing wrong with difficult judgments as long-term investments.
By working local judgments, you might find out with a drive-by, or by chatting with neighbors, how the judgment debtor makes a living, and you might discover when they can be served. You might discover they live with a relative, who [url=http://www.vivid-host.com/barbour.htm]barbour uk[/url] can be served [url=http://www.gotprintsigns.com/monclerpascher/]moncler pas cher[/url] to answer questions about the debtor's assets.
You never know for sure what will work, the key is to try all the [url=http://www.1855sacramento.com/peuterey.php]peuterey[/url] cheap and easy methods first with judgment debtors who are close to you. If you start to recover a difficult judgment, you are not obligated to keep it. You can return [url=http://www.rtnagel.com/louboutin.php]louboutin pas cher[/url] it to the Original Judgment Creditor. You can also just check the judgment debtor's situation every year, in [url=http://www.gotprintsigns.com/hollisterpascher/‎]hollister paris[/url] case you find an asset to satisfy the judgment.
Slam-dunk judgments are what all judgment enforcers want. However, most easy judgments are never seen, because they [url=http://www.gotprintsigns.com/monclerpascher/]moncler[/url] are often already satisfied. As long as you do not waste time or money on permanently judgment-proof debtors, you will increase the chances of making more profit by taking more judgments that are local to you.
The average charge to recover small (under 10K) judgments is about 50 percent. It might be fair to charge a bit more on difficult judgments.
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