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CONSUMER Direct has issued advice about second hand car purchases - the subject it receives the most calls and complaints about.Kate Cook, Consumer Direct South West Contact Manager said: “For most people buying a car is a big financial commitment. It makes sense to take your time and make sure [url=http://www.sidegemeinde.com/peutereyoutlet.php]peuterey outlet[/url] you choose the right used car. The law recognises that a second hand car won’t be perfect but it must be fit to be used on the road [url=http://www.sandvikfw.net/shopuk.php]hollister sale[/url] and be reasonably reliable and safe.” CONSUMER Direct has issued advice about second hand car purchases - the subject it receives the most calls and complaints about.
Kate Cook, Consumer Direct South West Contact Manager said: “For most people buying a car is a big financial commitment. It makes sense to take your time and make sure you choose the right used car. The law recognises that a second hand car won’t be perfect but it must be fit to be used on the road and be reasonably reliable and safe.”
“Motorists should always make checks on a used vehicle’s history before [url=http://www.par5club.com/louboutin.php]louboutin[/url] purchase and consider having the car independently checked, as a few simple steps could save a lot [url=http://www.rtnagel.com/airjordan.php]jordan pas cher[/url] of money and stress later on.”
“Furthermore, always be careful when asked to pay a deposit to “hold the car”. These may be non-refundable and your money could be lost.”
Advice from Consumer Direct and persistence and patience from callers has helped a number of consumers to obtain refunds or partial [url=http://www.diecastlinks.co.uk]hollister outlet[/url] refunds in the past year.
So before you make that purchase check Consumer Direct’s top tips to help steer you through the process: • Shop around. Look at car magazines and price guides to see what is available for the price you want to pay and check the value of any car you want to trade-in.
• If you are able to pay by credit card, even only a fraction of the overall price, this may afford extra protection later if things go wrong or if the trader goes out of business.
• If you don’t know much about cars, it’s a good idea to take someone with you who does, or pay for an independent inspection by a professional mechanic or one of the motoring organisations.
• If buying from a dealer look for a trade association sign. This may help you to resolve a dispute if you encounter any problems.
• If buying privately, from an individual person, you have fewer legal rights if the car becomes faulty.
• Ask the seller [url=http://www.sidegemeinde.com/peutereyoutlet.php]peuterey sito ufficiale[/url] if there is a warranty on the vehicle. If so, get it in writing and check what it covers and for how long.
• A trader cannot sell a vehicle “sold as seen”.
• Make sure you test-drive any vehicle you are interested in to check for any problems as well as comfort, visibility and road handling.
• If the car has been involved in an accident and repaired, the trader should inform you and it’s always worth asking.
• Don’t be afraid to haggle. Buying [url=http://www.tagverts.com/barbour.php]www.tagverts.com/barbour.php[/url] at a discount will not affect your legal rights.
Turn to Consumer Direct for advice on any car issue by calling 08454 04 05 06 or visiting direct.gov.uk
FNB vehicle finance chief executive Andile Makhunga said the recent Naamsa figures, which showed [url=http://www.marrakech-hotel.fr]hollister france[/url] a 22,8percent year-on-year increase in new vehicle sales, did not include sales of used vehicles.
"These figures are just 30percent of the market," he said.
He said while [url=http://www.davidhabchy.com]barbour sale[/url] the figures showed that more people were opting for smaller fuel efficient vehicles, a larger number of people were going for used vehicles.
"Over 80percent of finance that we approve is for used cars."
Makhunga said his bank could offer finance for used vehicles from car retailers that are up to five years old, and up to eight years old if bought from [url=http://www.corsodiesperanto.it/hoganit.html]www.corsodiesperanto.it/hoganit.html[/url] a private seller.
When buying a new car the buyer has to pay an average of up to 2percent of the value of the vehicle
"When buying a used vehicle you do not have to pay for carbon tax - that is just one of the many advantages about a used car," he said.
Makhunga said used vehicles were a big thing for the first-time car buyers.
He said people were opting for used vehicle with all the features a new one has.
He said some people bought new cars because they were fascinated by owning the latest model and some do it because of their lifestyle.
But Makhunga said even those who are into fancy sports cars are opting for the used vehicles.
"The technology is so advanced these days," he [url=http://www.shewyne.com/woolrichoutlet.html]woolrich sito ufficiale[/url] said.
"The challenge is that in South Africa we often think of cars in cycles of three years. Technology allows usability to be long."
He said the bank had put up measures in place to smoothen the process and protect both the buyer and the seller.
"When it is a private seller, the car is taken for a 101 points check, which entails a certificate of roadworthiness, the soundness of the engine, whether the vehicle was stolen or if it was rebuilt, and the verification [url=http://www.jeremyparendt.com/Barbour-Paris.php]barbour pas cher soldes[/url] of whether the seller is the rightful owner of the vehicle," he said.
Makhunga said it was the private seller who had to incur the cost of the vehicle test, which is about R550.
"The testing station must be approved by us and endorsed by the AA," he said.
"There's value in used vehicles. You can get what the new car is offering at a lesser price."
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